Banking Law And Practice P N Varshney
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UNIT-II
Definition of banker and customer – Relationship betweenBanker and customer – Legal frame work – termination of relationship –Garnishee Order – Bankers Right of Lien– General procedure for opening asavings, current and fixed deposit Account – Special types of customers.
UNIT- III
Negotiable Instruments: Meaning & Definition –Characteristics – Cheque and its kinds – Crossing, Endorsement, MaterialAlteration – Collection and payment of Cheque – Refusal or bouncing of cheque.Bills of Exchange: Definition, characteristics and Parties involved –Difference between Bill and Cheque.
Download lagu ikimono gakari blue bird bahasa indonesia. UNIT- IV
Non Performing (NPA) – Definition and Meaning – Types ofNPAs - Causes –Remedies – Basel Banking Norms – Basel I, Basel II and Basel III
UNIT-V
Banking Sector Reforms in India: Recommendations ofNarasimham Committee (Phase-I) - Banking Services: ATM, Credit Card, DebitCard, Rupay Card – E-Services – On-line/Internet Banking – Mobile Banking – EFT(Electronic Fund Transfer) –Real Time Gross Settlement (RTGS) System,Negotiated Dealing System (NDS), Centralized Funds Management System (CFMS),National Financial Switch (NFS), and Inter Bank Funds Transfer Processor (IFTP)– Immediate Payment Service (IMPS)
Note: The Syllabus will have 100 % Theory
TEXT BOOK
1. E.Gordon & K.Natrajan, ―Banking Theory, Law & Practice”, Himalaya Publishing
House, Mumbai, 24th revised edition, 2015.
REFERENCE BOOKS
1. K.P.M. Sundaram andP.N.Varshney, ―Banking Law and Practice”, Sultan Chand & SonsPublishing House, New Delhi, 18th edition 2014.
2. K.C.Shekar, LekshmyShekar, ―Banking theory and Practice”, Vikas Publishing HousePvt.Ltd., 20th edition, 2007.